Surplus Prosperity | Recover Your Foreclosure Surplus Funds
📞 Free Claim Review — No Upfront Costs, Ever.  |  Call: (754) 297-6401  |  Serving homeowners nationwide
Surplus Funds Recovery — Zero Risk to You

You Lost Your Home.
Did You Lose the
Leftover Money Too?

When your home sells at foreclosure or tax sale for more than you owed, the leftover money — your surplus funds — is legally yours. Most families never know it exists. We find it, file for it, and recover it for you — at zero upfront cost.

No upfront fees — ever
We only get paid when you do
Serving all 50 states

* Your information is 100% confidential. No pressure, no obligation.

Lost your home to foreclosure?

There may be surplus funds waiting with the court — even years later.

Heir to a foreclosed property?

You may be entitled to surplus funds from a deceased family member's home sale.

Pre-foreclosure with auction pending?

Act now — we may be able to buy your home before the auction and get you cash at closing.

100% Contingency Basis
Families Served Nationwide
Transparent Process
South Florida Based · All 50 States

Billions in Surplus Funds Go Unclaimed Every Year

When a lender or county forecloses on a home and sells it at auction, the sale often brings in more than what was owed. That difference is called surplus funds — and by law, it belongs to the former homeowner.

But here's what they don't tell you: government agencies aren't required to hunt you down and hand it to you. If you don't claim it within the deadline, it's absorbed and gone forever.

"What would you do if you found out thousands of dollars were sitting in a county court account with your name on it — and you had no idea it was there?"

That's the reality for thousands of families across the country right now. Confusion, shame, and distrust often stop people from ever looking into it. We're here to change that.

Find Out If You Have a Claim →
$Billions in surplus funds go unclaimed every year across the U.S.
0 Risk to you — we work on contingency, period.
Free Review A 30-minute call is all it takes to know if you have a claim. Book My Free Call

From Zero to Check in Your Hands — 4 Simple Steps

1

Free Claim Review

Book a free call. We research your property, identify any surplus, and tell you exactly what you may be owed — no cost, no obligation.

2

We Handle the Paperwork

Once you sign with us, our team handles every form, filing, and court communication. You don't lift a finger.

3

Court Approval

We work with the court on your behalf. This process takes time but we keep you informed every step of the way.

4

You Get Paid

When the funds are released, you receive your money. We only collect our fee after you receive yours — that's our promise.

Your Path to Financial Recovery

Every situation is different. We offer comprehensive services to meet you where you are.

Pre-Auction Home Purchase

If your home has an upcoming auction date, time is critical. We may be able to purchase your home before the auction, helping you avoid foreclosure entirely.

  • Avoid the foreclosure on your credit
  • Walk away with cash at closing
  • Quick close — often within days
  • No repairs or showings required
Discuss My Situation

Post-Foreclosure Solutions

The transition after losing a home is hard. We offer personalized solutions to help you stabilize and move forward with dignity.

  • Eviction prevention assistance
  • "Cash-for-Keys" moving arrangements
  • Explore a "Buy-Back" option
  • Wrongful foreclosure consultation
Explore My Options

We Help People From All Walks of Life

Hardship doesn't discriminate. Neither do we. We proudly serve families of every background, culture, and language across the United States.

🏠

Former Homeowners

You lost your home to mortgage foreclosure or a tax sale. You deserve to know if there's leftover money waiting for you — and we'll find out for free.

👨‍👩‍👧

Heirs & Family Members

A loved one passed away and their property was sold. Surplus funds may belong to the estate — and to you. We help heirs navigate the process with compassion.

Homeowners Facing Auction

Your home has an auction date coming up and you don't know what to do. Time matters — call us today and let's explore your options before the clock runs out.

Se habla español · Nou pale kreyòl · We serve all communities

Book My Free Consultation

Real Families. Real Results.

Every check we deliver is a family's life changed. Don't just take our word for it.

$24,800 Recovered "
I was so skeptical at first — I thought it was another scam. But Surplus Prosperity was transparent and honest every step of the way. They found money I never knew existed, and it changed everything for me and my family.
MR
Maria R. Hialeah, Florida
$18,500 Recovered "
After losing our family home, we thought everything was gone. Then we got the letter. I was nervous, but they handled everything professionally and kept us informed. We got our check in the mail and it felt like a miracle.
JD
John D. Broward County, Florida
Claim In Progress "
My mother passed and I had no idea there could be funds owed to the estate from the sale of her house. Israel and his team walked me through everything with so much patience. I'm so grateful I called.
SC
Sandra C. Miami-Dade County, Florida

We Hear You. Here Are the Answers.

From "Is this real?" to "How long does this take?" — we believe you deserve total transparency.

Completely valid question — and one we respect. Surplus funds are a real, legally established process documented in public court records. We never ask for money upfront. Our fee is a percentage of what we recover for you, paid only after you receive your funds. You can verify any claim by looking up your property's auction history in public court records. We walk you through this on your free discovery call.
Nothing upfront. Ever. We work on a pure contingency basis — we only earn a fee if we successfully recover funds for you. Our fee is a percentage of the recovered amount, agreed upon in writing before we start. If we don't recover anything, you owe us nothing.
It varies depending on the state and county, court backlog, and complexity of the case. Some claims are resolved in a few months; others take longer. We will give you an honest timeline estimate during your free call and keep you updated throughout the entire process.
It depends on your state's statute of limitations — which is why acting sooner is always better. Many states allow claims years after the foreclosure. The first step is finding out whether funds exist and whether you're still within the window. We'll research this for you during your free claim review at no cost.
Yes, technically. But the process involves researching public court records, filing legal petitions, navigating court procedures, and responding to objections — often in a state you may not even live in anymore. Many claimants who try on their own make errors that delay or void their claim. We handle all of this professionally so you don't have to, and you pay nothing unless we win.
Yes. While we are based in South Florida, we serve clients in all 50 states. Surplus funds processes vary by state, but we have the expertise and partner network to handle claims nationwide.

Still have questions? We're happy to answer them directly.

Get My Questions Answered — Free

The Deadline to Claim Your Funds
Won't Wait. Neither Should You.

Every day you wait is a day closer to the deadline — after which the money is gone forever. Your free claim review takes 30 minutes and costs you nothing.

📅 Book My Free 30-Minute Call Now

No pressure. No obligation. Just clarity on what you may be owed.

Book Your Free Claim Review

We know this process can feel overwhelming — or even too good to be true. That's why we start with a simple, no-pressure conversation. Tell us your situation. We'll tell you honestly what's possible.

What you can expect on the call:

  • We verify whether surplus funds exist for your property
  • We explain the timeline and process in plain language
  • We answer every question you have — honestly
  • Zero pressure, zero obligation, zero cost
Phone / Text (754) 297-6401
Office Address 8910 Miramar Pkwy, STE 305B · Miramar, FL 33025
Legal Entity IDEA Prosperity Group, LLC — DBA Surplus Prosperity

Start Your Free Claim Review

Fill out the form below — we'll reach out within 1 business day to confirm your call.

Please enter the address of the property that was sold or taken, if known.
Only fill this out if you're booking on behalf of a relative or someone else.

🔒 Your information is 100% private and secure. We never sell or share your data.